What is meant by a “no-fault” state?

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    Florida is a “No-Fault” insurance state because there is no requirement to prove fault after an accident. A driver’s respective Personal Injury Protection insurance is responsible for paying medical bills and lost wages as a result of an accident, regardless of which driver was at-fault. Every vehicle owner and driver is required by Florida’s PIP law to carry at least $10,000 of coverage under their policy.